AliExpress (Global AliExpress) is a global cross-border shopping platform created by Alibaba Group, aimed at selling products from Chinese and overseas merchants to consumers worldwide. It offers a wide range of categories including daily necessities, electronics, clothing, beauty products, and small accessories, and is popular among overseas users due to its low prices, traceable logistics, and direct shipping worldwide.
For domestic users, AliExpress is often used to purchase overseas specialty products, test international logistics, compare foreign trade sources, and for purchasing on behalf of others.
However, the most common issue domestic users encounter when shopping on AliExpress is unable to pay or card binding failure. This is why virtual cards have become the preferred tool for an increasing number of AliExpress users.
1. Reasons for Payment Failure on AliExpress for Domestic Users#
When using Visa or Mastercard credit cards for payment in mainland China, the following issues frequently occur:
- Card verification failed
- Payment declined
- Bank refuses cross-border transactions
- Card organization risk control blocks small foreign currency payments
- Insufficient foreign currency limit leading to deduction failure
- Order Pending stuck and not released
This is because AliExpress is essentially an overseas e-commerce platform, and most domestic bank cards are subject to restrictions on cross-border payments.
2. Why are Virtual Cards More Suitable for Payments on AliExpress?#
Virtual cards are digital credit cards issued through overseas channels, naturally suited for cross-border payment scenarios, with features including:
- Supports foreign currency payments (USD, EUR)
- Higher success rate for cross-border payments
- Stable binding to AliExpress
- Suitable for small frequent payments
- Does not trigger bank risk control
Many users engaged in cross-border business, purchasers, and small buyers prefer to use virtual cards to complete the card binding and payment process on AliExpress.
Some commonly used virtual cards in China support USDT (TRC20) top-ups, have low card issuance fees (e.g., 3 USD per card), no monthly fees, and do not require real-name verification, allowing registration via email or Telegram. For example, some users choose the EasyPay virtual card — it maintains a high success rate when binding to AliExpress and can resolve payment issues promptly through its TG customer service.
You can open a card through the page EasyPay Virtual Card, and if you encounter payment anomalies on AliExpress, you can also consult Telegram customer service Contact EasyPay Customer Service.
3. Where is the AliExpress Official Website? How Can Domestic Users Access It Normally?#
The official address of AliExpress is as follows:
If you encounter issues such as inability to access or slow loading, you can try:
- Switching browsers (Chrome is the most stable)
- Clearing cache
- Using the AliExpress App on mobile
4. How Can Domestic Users Register on AliExpress?#
- After entering the official website, click on Account in the upper right corner
- Select Register
- Register using an email
- Set a password
- Log in to browse global products
Once registration is complete, you can proceed to payment settings.
5. How to Bind a Virtual Card to AliExpress? (Detailed Tutorial)#
Below are the most commonly used card binding steps on AliExpress.
Step 1: Open the Payment Management Page#
The path is:
Account → My Wallet → Cards & Bank Accounts
Click Add New Card.
Step 2: Fill in Virtual Card Information#
Enter the following as prompted on the page:
- Card Number
- Expiration Date (MM/YY)
- CVV Security Code
- Cardholder Name (must match card information)
- Billing Address (can use the address provided with the virtual card)
Note: The billing address must match the card issuance information; otherwise, it may lead to risk control issues.
Step 3: Verification and Save#
After submission, AliExpress will conduct a quick verification.
If the card balance is normal, the billing address matches, and the payment channel is available, the verification will pass, and binding will be successful.
6. AliExpress Order Payment Process (After Successful Card Binding)#
1. Select Products to Add to Cart#
Browse products → Click Buy Now or Add to Cart.
2. Fill in Shipping Address#
Cross-border packages support various logistics methods, and prices will automatically change based on the shipping location.
3. Select the Bound Virtual Card on the Payment Page#
The system will automatically display the virtual card you added.
4. Click Pay Now to Complete the Deduction#
If the balance is sufficient and meets AliExpress risk control, payment can be completed.
7. Common Payment Issues and Solutions for Domestic Users#
1. Card Binding Failure#
- Check if the card is activated
- Ensure the billing address is consistent
- Check if the card balance meets the verification deduction
- If it fails multiple times, delete and re-bind
2. Payment Declined#
- Switch browsers
- Change networks (avoid using VPN)
- Adjust balance to reserve a few extra dollars
3. Pending Review Stuck and Not Processed#
- Cancel the order and resubmit
- Refresh the card balance and attempt payment again
- If there is no change for a long time, contact customer service for assistance
4. Using Multiple Accounts#
Virtual cards are suitable for multiple stores and accounts, but be sure to use independent device environments for each account to avoid triggering platform risk control.
8. Virtual Card Top-Up Methods (Suitable for Domestic Users)#
The most common method is:
USDT (TRC20) Top-Up#
Advantages:
- Fast arrival
- Extremely low fees
- Not subject to bank review
- Stable for small payments
When topping up, it is recommended to keep the balance ≥ order amount + 1-2 USD to avoid payment rejection due to exchange rate fluctuations.
9. Types of Users Suitable for Using Virtual Cards on AliExpress#
- Engaged in cross-border e-commerce, replenishment, testing logistics
- Purchasing foreign trade samples
- Buying overseas resources and tools
- Buyers making small frequent payments
- Users who do not wish to use domestic bank cards for foreign currency payments
- Individuals needing to establish a multi-account system
10. Tips to Improve Payment Success Rate on AliExpress (Advanced Version)#
Here are some experiences summarized by long-term users:
1. Keep Billing Address Consistent#
Regardless of which order you are paying for, keeping the billing address fixed can reduce risk control.
2. Avoid Large Payments in a Short Time#
High-frequency operations in cross-border payments can easily trigger reviews.
3. If the Order is Unpaid, Delete the Virtual Card and Re-bind#
Clearing the cache before re-binding increases the success rate.
4. Keep Sufficient Balance#
Some orders may be rejected due to insufficient balance caused by exchange rate fluctuations.
Summary: Virtual Cards are the Most Stable Payment Method for Domestic Users on AliExpress#
Due to numerous restrictions on domestic bank cards for cross-border transactions, AliExpress often encounters failures during binding and payment. However, virtual cards, with their:
- Ability to make foreign currency payments
- Low risk control trigger rate
- Flexible top-up methods (USDT)
- Low card issuance costs
- Suitability for frequent small payments
Have become the preferred payment method for an increasing number of domestic users shopping on AliExpress.
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