💡 Want to run stable and long-term ads on TikTok? Choosing the right virtual credit card is crucial, especially options that do not require real-name verification and are easy to set up. This article will provide you with a detailed advertising guide to help you get started quickly.
1. Target Audience#
Overseas promotion and operation personnel
Cross-border e-commerce, brand overseas teams
TikTok affiliates, individual agents, and channel testing users
Developers without available physical dual-currency cards
2. Overview of TikTok Ads Payment Restrictions#
| Item | Description |
|---|---|
| Supported Card Types | Visa / MasterCard credit cards and virtual cards |
| Card Organization Restrictions | UnionPay is basically unavailable |
| Regional Restrictions | Most cards from mainland China (including physical cards) are difficult to verify |
| 3DS Verification | Some virtual cards do not support it, demand is gradually increasing |
3. Recommended Virtual Credit Card Solutions (Tested and Available)#
Recommended to use EasyPay virtual credit card (no real-name verification, no monthly fee, card setup only 3U), advantages are as follows:
Visa / MasterCard card segments
Supports USDT (TRC20) recharge
Flexible registration methods: register with email or directly with Telegram account
High success rate, can be linked to TikTok, Facebook, Google Ads, and other advertising platforms
No need to submit KYC documents
4. Card Setup and Binding Example#
Step 1: Registration and Recharge#
Supports USDT (TRC20) recharge
It is recommended to recharge $50 for testing, minimum card setup only requires 3U
Step 2: Obtain Card Information#
Get card number, expiration date, security code (CVV)
Step 3: Bind in TikTok Ads Backend#
Log in to TikTok Ads
Add payment method in account settings, choose Visa / MasterCard
It is recommended to use a billing address that matches the card BIN in Hong Kong, the USA, or the UK
5. Common Card Binding Failures and Solutions#
| Problem | Possible Cause | Solution |
|---|---|---|
| Binding Failure | Billing address mismatch | Use the recommended address provided by the virtual card |
| 3DS Verification Failure | Card segment not supported | Choose a card segment that supports 3DS |
| Payment Rejected | IP / Browser anomaly | Use a dedicated advertising environment (e.g., AdsPower) |
| Insufficient Balance | Pre-authorization failure | Ensure balance ≥ $3 |
6. Recommendations for Advertising Stability#
Use different cards and environments independently for each ad account
Avoid creating multiple new accounts in bulk to prevent triggering risk control
Gradually scale from a small budget ($10-50/day)
Content must comply with regulations, avoid sensitive elements
If encountering risk control, change card segments and accounts and clear cookies
7. Summary of Advantages#
| Feature | Advantage |
|---|---|
| No real-name verification | No need to submit personal or business identity documents |
| Low card setup fee | Only 3U per card, no monthly fee |
| Convenient recharge | Supports USDT (TRC20) |
| High compatibility | Visa/MasterCard widely compatible with TikTok ads |
| Stable output | High verification pass rate, effectively reduces card blocking risk |