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Midjourney AI Painting Tool Subscription Guide|Virtual Credit Card Binding and Payment Instructions

Midjourney, as one of the most popular AI drawing tools today, has become the first choice for designers, illustrators, content creators, and even ordinary enthusiasts due to its high-quality image generation and artistic creation capabilities. However, to fully enjoy all the features of Midjourney, a membership subscription is required. The problem is that Midjourney's payment system requires binding an international credit card, and many domestic users do not have suitable bank cards. At this point, virtual credit cards become the best solution.

In this tutorial, we will take EasyPay (official website) as an example to explain in detail how to apply for a virtual credit card, complete the Midjourney subscription, and share solutions to common problems. If you have any questions during the process, you can also directly contact Telegram customer service for one-on-one assistance.


🪪 1. Application for Virtual Credit Card and Preparation#

Before officially activating the Midjourney membership, you need to prepare a usable virtual credit card. Taking EasyPay as an example, the entire process is simple and efficient:

  1. Register an Account

    • Visit the EasyPay official website, which supports email registration and also allows one-click login with a Telegram account.
    • After registration, you can enter the user center without cumbersome verification.
  2. Recharge Balance

    • Use USDT (TRC20) to recharge your account, which is almost instant.
    • It is recommended to deposit at least 10U for the first recharge, which can cover the card opening fee and reserve funds for subsequent subscriptions.
  3. Apply for Card Opening

    • Click "Apply for Virtual Card" on the homepage.
    • The card opening fee is only 3U, with no monthly fee, no annual fee, and no additional hidden costs.
    • No real-name KYC is required, greatly lowering the usage threshold.
  4. Obtain Card Information
    After successfully opening the card, you will see the complete virtual card information:

    • Card Number (16 digits)
    • Expiration Date (MM/YY)
    • CVV Security Code (3 digits)
    • Billing Name
    • Billing Address (default provided, supports the US or Hong Kong)

This information will be used for payments on Midjourney, equivalent to a standard international Visa/Master credit card.


💬 2. Registering a Discord Account (Essential Step)#

Many new users think they can use Midjourney by registering directly on the official website, but this is not the case. Midjourney relies entirely on the Discord community to operate, which is its biggest difference from other AI tools. Therefore, you must first complete the registration and login of a Discord account.

  1. Visit the Official Website
    Open the Discord official website, and click "Sign Up."

  2. Register an Account

    • Enter your email, username, and password.
    • Verify your email address to ensure you can receive system notifications.
    • Bind your phone number for account security verification.
  3. Join the Midjourney Official Community

    • After registration, search for "Midjourney" in the search bar.
    • Click the invitation link to join the official server.
    • In the left channel bar, you can see public channels like /newbie for new users to experience.

Tip: Even without a subscription, users can experience a limited amount of free drawing in the newbie channel, but the features and number of uses are limited. To have a deeper experience, you must complete the subsequent paid subscription.


💳 3. Midjourney Subscription Activation Process#

After completing the Discord registration, you can officially enter the subscription process.

  1. Go to the Subscription Page

  2. Choose a Plan
    Midjourney offers multiple subscription plans, as follows:

    PlanMonthly FeeFeature Description
    Basic Plan$8About 3.3 hours of fast image generation, suitable for beginners
    Standard Plan$2415 hours of fast generation + unlimited slow generation, the best value
    Pro Plan$48Unlimited generation + commercial license, suitable for professional creators

image

  1. Fill in Payment Information
    On the payment page, you need to enter the relevant information for the virtual credit card:
    • Card Number
    • Expiration Date
    • CVV Security Code
    • Billing Address (it is recommended to fill in a US or Hong Kong address to ensure it matches the card BIN)

image

  1. Complete Payment
    After clicking confirm, the system will automatically deduct the fee. If the payment is successful, the subscription will take effect immediately and unlock advanced features in your Discord account.

🚀 4. Advantages After Successful Subscription#

After successfully subscribing, you will unlock the following permissions in Midjourney:

  • Faster Generation Speed: Subscription users can use the "Fast" mode, significantly reducing waiting time.
  • Higher Usage Limits: The standard and professional versions have almost no limits on usage, allowing for unlimited creation.
  • Private Mode: Prevents works from appearing in public channels, protecting privacy.
  • Commercial License: Professional version users can directly use generated works for commercial purposes.
  • Custom Settings: You can choose different generation parameters, aspect ratios, style weights, etc., to enhance the personalization of your works.

⚠️ 5. Common Problems and Solutions#

During payment and usage, you may encounter some issues. Here are detailed answers:

ProblemCause AnalysisSolution
❌ Virtual Card Binding FailedCard not enabled for international payments or regional restrictionsIt is recommended to switch to a US/Hong Kong network environment and ensure sufficient card balance
⚠️ Address Verification FailedBilling address does not match card BINUse a real English address that matches the virtual card BIN, which can be obtained through online generation tools
❌ Insufficient BalanceSubscription amount + pre-authorization amount is insufficientIt is recommended to reserve an extra $1–2 when recharging to avoid payment failure
⚠️ Payment Page ErrorNetwork environment or browser cache issuesTry using incognito mode or switch devices to retry

🔐 6. Why Choose EasyPay Virtual Credit Card?#

There are many virtual card service platforms on the market, but many either have high fees or require cumbersome real-name verification. EasyPay is more suitable for ordinary users in terms of experience and cost:

  • 💳 Low-Cost Card Opening: Only 3U to activate, with no monthly fee and no hidden fees.
  • 🚫 No Real-Name Registration Required: No complex identity verification, making operations more flexible.
  • 🔋 Fast Recharge: Supports USDT (TRC20), almost instant arrival.
  • 📧 Multiple Registration Methods: Supports email and Telegram for one-click access.
  • 🌍 Wide Compatibility: Not only supports Midjourney but also mainstream international platforms like ChatGPT, Spotify, Netflix, Facebook Ads, Google Play, Apple ID, etc.
  • 🛠 Dedicated Customer Service: If you encounter problems, you can always contact Telegram customer service for immediate assistance.

📘 7. Additional Usage Tips and Advanced Techniques#

To help you better use Midjourney, here are some additional tips:

  1. Parameter Tuning
    When entering prompt words, you can add parameters like --ar 16:9 (aspect ratio), --q 2 (quality enhancement), --v 5 (use the latest model version) to improve the effect of your works.

  2. Prompt Optimization
    The generation quality of Midjourney is closely related to the prompt words. Try using detailed descriptions combined with English adjectives, art styles, and photography terms to achieve more stunning works.

  3. Community Learning
    Observing the prompt words of other creators in the Discord community can quickly enhance your writing skills and style control.

  4. Work Management
    Midjourney provides an online gallery to archive and categorize your works for easier sharing and editing later.

  5. Cross-Platform Applications
    The generated works can not only be used for social media sharing but also combined with video editing, poster design, and NFT creation, expanding more application scenarios.


🎯 Summary#

Through this complete tutorial, you should have mastered the entire process from applying for a virtual credit card → registering on Discord → subscribing to Midjourney → unlocking features → solving common problems.

As long as you prepare an EasyPay virtual credit card, you can easily complete the payment and enjoy the AI drawing world of Midjourney. Whether you are an illustrator, designer, or simply an AI enthusiast.

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