During the renewal process for ChatGPT Plus / Pro, if you encounter a payment failure prompt, it is often due to insufficient balance, mismatched billing information, or abnormal network conditions. Below, we analyze the reasons and provide solutions based on the actual use case of virtual credit cards.
1. Ensure sufficient balance on the virtual credit card#
To ensure that the subscription fee can be deducted normally, it is recommended to keep the card balance above $25 before payment, which can cover the monthly fee and handle any potential temporary freezes or pre-authorizations from the platform.
Recommended top-up method: USDT (TRC20) deposit, which is fast, low-cost, and highly stable, making it very suitable for daily use.
If you do not have a virtual card yet, you can open one through EasyPay Virtual Credit Card, which only requires 3U to open, has no monthly fee, does not require real-name verification, and supports email registration or Telegram customer service to assist with the account opening process.
2. Billing address must match account information#
An important reason for ChatGPT Pro payment failure is that the billing information does not match the details provided during account creation. The fields on the payment page, such as street, city, state/province, and postal code, need to be exactly the same as those used when opening the card.
Recommended practice: Log in to the virtual card backend and directly copy the billing address assigned by the system to fill in, avoiding any formatting or spelling discrepancies.
3. Choose a compatible network and device environment#
Whether the payment is successful is greatly related to the IP used and the card's issuing location. For example, it is recommended to use a U.S. card with a U.S. IP.
Additional optimization: Using a fingerprint-masking anti-fingerprint browser can effectively reduce the transaction failure rate caused by device fingerprint anomalies.
Operations to avoid include:
Frequent clearing of browser cache
Using privacy mode or incognito mode for payments
4. Do not frequently change the linked payment card#
Frequently replacing the credit card linked to the OpenAI account may trigger system risk control, resulting in payment failures or account restrictions.
It is recommended to use the EasyPay virtual credit card when initially linking and keep that card active for a long time. If you must change it, please ensure that the balance is sufficient and the billing information is correct.
5. Main advantages of virtual credit cards#
No real-name verification required, card opening is simple and quick
USDT (TRC20) deposit, almost real-time arrival speed
Low cost: card opening fee is only 3U, no monthly fee
Highly compatible: suitable for various international platforms like ChatGPT, Midjourney, etc.
Flexible registration methods: supports email or Telegram login
💡 Final tip
When encountering issues with ChatGPT Plus / Pro payments, you can sequentially check the balance, billing information, network environment, and payment methods. Using a USDT virtual credit card can not only solve renewal obstacles but also significantly reduce the probability of payment failures.